Regulatory Release 2019

April 1, 2019

Discover interchange qualification changes for April 2019

Changes to interchange rates for U.S. consumer debit and prepaid AIP’s

Discover is revising interchange rates for U.S. consumer debit and prepaid acquirer interchange programs (AIPs).

Introduction

Discover is revising interchange rates for U.S. consumer debit and prepaid acquirer interchange programs (AIPs).

Discover changes

Discover is revising interchange rates for these AIPs:

  • PSL - Passenger Transport (Debit)
  • PSL - Passenger Transport (Prepaid)
  • Base Submission Level (Debit), and
  • Base Submission Level (Prepaid).

Changes to interchange rates for U.S. consumer credit AIPs

Introduction

Discover is revising interchange rates for U.S. consumer credit acquirer interchange programs (AIPs).

Discover changes

Discover is revising interchange rates for these AIPs:

  • Prime Submission Level (PSL) - Supermarket/Warehouse Clubs (Rewards)
  • PSL - Supermarket/Warehouse Clubs (Premium)
  • PSL - Restaurants (Rewards)
  • PSL - Restaurants (Premium)
  • PSL - Card not present (Core)
  • PSL - Card not present (Rewards)
  • PSL - Card not present (Premium Plus)
  • PSL - E-Commerce (Core)
  • PSL - E-Commerce (Rewards)
  • PSL - E-Commerce (Premium Plus)
  • Key Entry (Core), and Key Entry (Rewards).

American Express OptBlue interchange qualification changes for April 2019

OptBlue changes to pricing category industries

Introduction

OptBlue is making changes to industry pricing categories.

Industries with pricing changes

OptBlue is changing pricing for these industries:

  • B2B/Wholesale
  • Restaurant
  • Services and Professional Services

For more information about pricing changes, see your OptBlue documentation.

Visa interchange qualification changes for April 2019

Changes to Acquirer International Service Assessment Charge Amounts

Introduction

Visa is increasing the rates for the U.S. Acquirer International Service Assessment (AISA) for sales.

Visa Change

Visa is changing the rates for the U.S. AISA for these types of transactions:

  • Visa is changing the rates for the U.S. AISA for these types of transactions:
  • purchase transactions, including account funding transactions (AFTs)
  • credit and debit adjustments and reversals, and
  • mVisa transactions with the business application identifier (BAI) value of MP (Merchant payment).

Change to the Acquirer International Service Assessment for cash disbursements

Introduction

Visa is increasing the rate for the U.S. Acquirer International Service Assessment (AISA) for cash disbursements.

Visa Change

Visa is changing the rates for the U.S. AISA for cash disbursements. The changes were announced in “International Cash Disbursement Fee and ATM / Manual Cash Disbursement Pricing Modifications,” Visa Business News, dated 27 September 2018.