Save money on credit card processing fees

Save money on your merchant account with us! We offer both interchange and tiered pricing based on your projected monthly volumes to give you the best rates. We have the most competitive pricing in the industry with plans custom made for you!

Saving merchants up to


Pricing that scales with you

Your business your choice. Start small and grow with a pricing structure thats flexible and easy to understand. No cancellation fees, no gimmicks or lock-ins. We’ll even perfrom a rate analysis with your current provider.

¹ Simplified pricing

1.99% + 20¢

Per transaction

² Interchange plus pricing

.25% + 25¢

Per transaction on top interchange

Process over $75,000/mo? Contact us for custom pricing

¹ 1.99% applies to qualified swiped, dipped and key entered transactions. 1.50% non-qualified surcharge assessed on interchange qualifications including but not limited to: international, world, enhanced, business, purchasing and commercial cards. Visa FANF fee and MC Location Fee assessed as pass through at current rate. Monthly fee $15.

² IP Discount Rate(s) indicated applies to Visa/MC/Discover Credit, Visa/MC/Discover Debit, and American Express Opt Blue Cards. Card Association Interchange Fees are passed through at cost. Card Association Assessments and Fees including but not limited to Visa Misuse, MC PIF, CrossBorder, International Service, Zero Floor Limit, AVS, DS Network Auth, Transaction Integrity, MC Acquirer’s License, AMEX Network fee, Visa FANF and MC Location Fee are passed through at Card Association’s then current rates. For a full explanation of each fee type and when each may apply Contact us.

Accept the cards your customers want to pay with

Accept Visa, Mastercard, Discover, American Express, Apple Pay, and more with Tidal Commerce


Features included with all plans

check-mark Poynt Smart Terminal

check-mark Compatible with most POS systems

check-mark eHopper POS systems partner

check-mark ENV Pay-at-the-Table Solutions

check-mark Compatible with most gateways

check-mark Compatible with Apple pay & Android Pay


Free, no obligation payment analysis.

Send us your current merchant statement and we’ll analyze your rates and let you know what you can be saving by switching to us!

Want to learn more?

Fill in your details below and a member of our team will reach out soon and guide you through the onboarding process.


Founded with merchant's in mind

We were founded with one idea: make payments acceptable, cost-effective and easy for merchants of all sizes. Tidal Commerce is lifting the veil on the complex industry of partnerships, integrations and unfair practices.


of merchants helped



14 years